SimBa Digital
Banking and finance are becoming digital. Bank managers must be able to make business decisions in this environment to satisfy shareholders and meet regulatory requirements. They need qualifications to assess risks/returns and decide on the operation of a bank in order to take advantage of the fintech concepts of digital banking and transform the bank into a modern digital financial institution.
| Length: | Modules - flexible schedule (Workshops - E-learning - Bank Simulations - Exam& Certification) |
|---|---|
| Difficulty: | Advanced |
| Price: | Individual (In-house) |
| Place: | In-house (On-line / On-site) |
SimBa Digital comprises various modules. The core parts are the workshop on digital banking and the bank simulation SimBa.
Contents
- Bank strategy from financial, customer, internal processes, and organization view
- Fintech evolution: Traditional banking – Digital banking – Open banking
- How is financial technology (FinTech) disrupting the financial industry
- Optimized internal workflow of banks digitalization
- Fintech Ecosystem, key players
- Modern full stack fintech solutions for startups, scale-ups and incumbent banks
Case study - foundation of a neobank: lending, investments, payments
- Banks vs. Fintechs
- Key financial ratios, such as RoE, CIR, RORAC, EVA
- Bank product/business management (retail, corporate banking), different product profiles and risk profiles, Risk policy for diverse product types, cross-selling effect
- Bank controlling, internal prices (FTP), internal bank deals, management of customer business profit (interest and non-interest) and structural profit contribution
- Balance sheet structure of a bank, proper decision making about interest rates for diverse bank products and bonds
- Fintech on financial markets, Algo-trading and automated trading systems/high frequency trading (ATS/HFT), Financial markets now and then
- Management of diverse risk's types (interest, credit, liquidity risk)
- Bank's regulatory environment (current Basel III / IV environment), Regtech - Regulatory processes managed through technology
Watch short video about SimBa simulation on Bearning Youtube channel:
Bearning E-learning
Bearning E-learning is included and is available for all SimBa programme participants.
Bearning Certificate
To be granted the official Bearning Certificate credential, one must demonstrate mastery of the Bearning E-learning topics and successfully pass Bearning certification exam.
Bearning exams are conducted online at the end of training programs in order to confirm the knowledge gained. For institutions and organized groups, Bearning exam can be conducted at any arranged time. Browse details about standard Bearning exams here.
The Bearning certificate contains detailed description of the passed exam, including all topics and time maintained. Bearning issues all certificates in English language.
Target group
- Professionals who want to understand banking and new technologies in finance
- Bank managers/prospective managers
- Project and product managers in the banking sector
- Process managers and strategic managers for retail and corporate business
- Banking experts from key areas (risk management, controlling, reporting and statistics, ALM, audit, back-office, data analysis, marketing....)
This training is recommended for in-house programmes for bank experts (such as talent’s, leadership and management programmes)